價格:免費
更新日期:2017-04-16
檔案大小:2.0M
目前版本:5.0
版本需求:Android 4.0 以上版本
官方網站:http://kimpute.com
Email:kimms17@gmail.com
聯絡地址:隱私權政策
There are plenty of tools available to consumers to see how much money can be borrowed. This is what the lending institutions want you to see. They want you to borrow more money so they can collect more interest.
There are also plenty of debt management tools available. These tools typically focus on understanding how much you have already paid, how much remains, and when you can expect to pay off the debt.
Debt Killer is designed for those who want to be more aggressive. It will help you understand the cost of debt and encourage EARLY pay-off. This means less money to the lending institution and more money for you. Lending institutions normally don't have these types of calculators for you because they are perfectly happy to let you pay the full interest amount. They've shaped how the public views debt and helped make it the norm to be content with paying the minimum amount each month (which translates into maximum profit for the loaning institution). If this is unsettling to you and you want to kill you debt, this app is for you.
The question that this tool helps to answer is, "how much do I save if I pay X amount extra towards the principal each month?" Then, if you want to try different amounts, you can use the sliding bar to see how much you can save in real-time without having to enter new numbers. Using the bar, you should be able to see that the initial extra amounts that you pay towards the principal have the largest impact!
All numbers on the output are estimates, your loan and credit issuing agencies may have different calculation methods to compound interest.